Affirm for Business

Affirm has become one of the most trusted names in consumer financing. When customers see Affirm at checkout, they know they can split purchases into manageable monthly payments with transparent terms—no hidden fees, no deferred interest traps.

For merchants, Affirm is a conversion machine. Cart abandonment drops when customers realize they don't need to pay everything today. Average order values climb when the monthly payment looks more affordable than the total price. Customers who might have walked away become buyers.

Here's how it works for your business: A customer selects Affirm at checkout. They get an instant credit decision—usually in seconds. If approved, they choose their payment plan (3, 6, or 12 months typically). They complete the purchase. You receive the full purchase amount (minus Affirm's fee) within 1-3 business days. Done.

The customer then pays Affirm directly over time. If they miss payments, that's Affirm's problem, not yours. You've already been paid. No chargebacks from financing disputes. No collections hassles. No credit risk.

Affirm's merchant fees typically range from 2-8% depending on promotional offers and terms. Yes, that's higher than standard card processing. But here's the math that matters: if Affirm increases your average order by 30% and conversion by 20%, the fee pays for itself many times over.

Unison Payment Solutions helps you integrate Affirm seamlessly with your existing payment setup. Whether you're running Shopify, WooCommerce, BigCommerce, or a custom platform, we ensure Affirm works alongside your card processing without conflicts or complications.