Peptides & Research Chemicals

The peptide and research chemical industry operates in a unique regulatory environment that traditional payment processors simply don't understand. Banks and processors see "research chemicals" and immediately flag your application—not because your business is problematic, but because they lack the expertise to evaluate it properly.

Unison Payment Solutions specializes in high-risk merchant accounts, and the peptide industry is one of our areas of deep expertise. We understand the difference between legitimate research suppliers and problematic operators. We know what compliance documentation matters and how to present your business to underwriters in a way that achieves approval.

Our approval rates for peptide businesses are significantly higher than industry averages because we work with acquiring banks that understand the space. These aren't general-purpose processors making nervous decisions—they're specialized partners who have processed peptide transactions for years without issues.

Once approved, your account comes with the stability and support you need. High-risk accounts elsewhere often face sudden terminations, reserve holds, and poor support. Our accounts are underwritten for the long term, with dedicated account managers who understand your business and can address issues before they become problems.

We also provide the chargeback protection peptide businesses need. The research chemical industry faces higher dispute rates due to customer confusion, shipping delays, and occasional fraud. Our Midigator integration provides early warning alerts and dispute management that keeps your chargeback ratio healthy.

International shipping is standard in this industry, and we support multi-currency processing to serve your global customer base. Accept payments in customers' local currencies while settling in USD to your bank account. Reduce friction, increase conversions, and grow your international revenue.