Reduce Gym Payment Processing Fees

Let's talk about what gyms actually pay for credit card processing—and why most are overpaying by hundreds or thousands of dollars monthly.

The fitness industry average for credit card processing is 2.5-3.5% of transaction volume. For a gym processing $75,000/month in memberships and retail, that's $1,875-$2,625 in monthly processing fees. Many gym owners just accept this as a cost of doing business.

It doesn't have to be. Unison gym clients typically pay 1.8-2.4% effective rates—often saving $500-1,200 monthly on the same volume. Where does the savings come from?

First, we eliminate hidden fees. Statement fees, PCI compliance fees, batch fees, and monthly minimums add up to $50-150/month that many gym owners don't even notice. We quote all-in pricing with no surprises.

Second, we optimize interchange. Recurring membership payments qualify for lower card network rates than one-time purchases. Many processors charge the same rate regardless. We ensure you get the lower rates your billing model qualifies for.

Third, we offer the cash discount program. If you're willing to pass processing costs to card-paying members (while offering a discount for cash/ACH), you can eliminate 100% of processing fees. Many gyms are surprised how well members accept this model.

The free savings analysis we offer isn't a sales gimmick. Send us three months of processing statements. We show you exactly what you're paying now, what you'd pay with Unison, and the monthly difference. No obligation. If we can't save you money, we say so.