Cash Discount Program: Let’s Talk Savings!

  • Boost Your Profits, Not Your Fees: With Cash Discounting, say goodbye to hefty credit card processing fees and hello to increased revenue!
  • Empower Your Customers, Reward with Savings: Offer irresistible discounts for cash payments, making every transaction a win-win experience.
  • Simple, Transparent, Revolutionary: Dive into a hassle-free system that’s legal everywhere, easy to implement, and a game-changer for your bottom line.
  • FREE* POS set up + integration!

So, what’s this cash discount thing anyway?

It’s simple. Offer your customers a cheeky little discount every time they pay with cash or a debit card. Instead of you bearing the brunt of all those credit card processing fees, you can share the load with your customers in a way that doesn’t feel like a burden to them. It’s like saying, “Help me out with this tiny fee, and I’ve got a discount with your name on it!” Sounds good, doesn’t it?

Why Should You Care?

  • Save That Money: Those credit card fees? Imagine offsetting them. More cha-ching for you!
  • Green Light Everywhere: While some states give the stink eye to surcharging, cash discounting gets the thumbs up everywhere.
  • Cash is King: Make it irresistible for customers to pay with cash. Quicker transactions, fewer fees, and a happy dance for you
  • Straight Talk, No Hidden Stuff: We’re all about clarity. No sneaky fees or long-term strings attached.

Breaking It Down: How It Works

Picture this: You’re selling the latest must-have gadget for $100. With the Cash Discount Program, you might tag it at $102. If a customer decides to pay with a credit card, they’ll shell out the full $102. But if they hand over cash or use a debit card, voila! They get a $2 discount and only pay the original $100. It’s a gentle nudge, a wink-wink moment, saying, “Help me save on fees, and I’ll pass the savings onto you.”

Cash Discount vs. Surcharge: The Showdown

Both these strategies aim to tackle credit card fees but in their unique ways. Surcharging feels like that unexpected extra charge when using a credit card. In contrast, Cash Discount is all about dishing out deals for cash or debit payments. It’s all about feeling the pulse of your business and your customers and choosing the rhythm that resonates.

Pros vs. Cons: The Balance Beam


  • Customer Engagement: Offering discounts can enhance customer loyalty and engagement.
  • Legal Everywhere: No need to navigate complex state laws.
  • Predictable Finances: With consistent pricing, your financial forecasting becomes more accurate.


  • Initial Adjustment: Customers might need some time to get used to the new pricing.
  • Cash Management: Handling more cash can mean more trips to the bank and ensuring secure storage.

Got Questions? We’ve Got Answers!

  • Tech Talk: Most modern POS systems are on board with cash discount programs. So, you’re covered on the tech front!
  • One Size Fits All? While it’s a fab program, do a vibe check with your industry and customers.
  • Hidden Fees? Clear as day. No surprises, no hidden fees. Just straightforward business.

Wrapping It Up

In the dynamic dance of business, the Cash Discount Program is that nifty move not everyone has mastered. It’s about making choices that resonate with both you and your customers. So, are you ready to give it a whirl and see the magic unfold?

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Since 2017, Unison Payment has been a leading merchant services provider for small to medium-sized businesses.





Unison Payment Solutions

840 Reliez Rd Lafayette, CA 94549

(925) 290-6003